Again where you actually live can make a huge difference in the amount you are being charged for your car insurance. Most people never take car insurance into consideration when they are moving and yet they should. The right territory can save you a lot of money on your car insurance premiums.
If you happened to have caused the accident then your policy will have to cover your damages and their damages. Hopefully during the time of the accident no one got hurt. If everyone was lucky, they were able to walk away from the accident with all the auto insurance information needed for all involved. This is when the auto insurance and claims adjusters will come in and take care of the reported damages, and all the parties with other auto insurance companies, if needed.
The next time you may not be so lucky.
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