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Tuesday, December 21, 2010

Mobile Phone Insurance

It had the old style 1950s telephone handset on top of it. It was the first truly mobile phone. Those handsets were temperamental and had a tendency to fall over because they were top heavy. I just accepted it then and was careful, especially as at the time I did not know anything about mobile phone insurance.

Just recently, I had a call from my mobile phone provider asking whether I wanted to upgrade my phone. Evidently I had reached the end of the stipulated contract period and therefore I could upgrade my phone, albeit at the expense of committing to another contract. They asked which phone I wanted. The thought of walking around with £500 worth of handset worried me. Anyway, the salesman, who looked about 18, tried selling me some mobile phone insurance as an add-on to the contract.

One of those time immemorial arguments between men and women is the one about handbags! We all went through the `bum bag` era, then we progressed to the shoulder bag and now we have men walking around with what can only be loosely described as knapsacks on their backs. No, it is the nagging problem that the handbag is a very practical item when it comes to carrying things.

However, the tables are gradually turning, because the handbag has, in recent years, become the target for that most pernicious of felons, the snatch artist. More and more desperate thieves are resorting to mugging victims to steal their phones. Here are some startling figures that point out the reasons behind the need firstly, for taking sensible precautions, and secondly, to make sure that if you are a victim, you make sure that you have adequate mobile phone insurance.

Muggings for mobile phones have risen by around 45% in recent years. One of the main reasons for this increase is the increased value of the phones themselves. Most importantly, make sure that all handsets are covered my mobile phone insurance.

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