Question About Insurance?

Do I need to buy car insurance?

Although not required, but highly recommended car insurance for any vehicle owner or user, especially if your vehicle is still in the process of credit (as if the accident happens you still have to pay until the payment is complete). Thus the existence of insurance coverage, will make motorists feel better deal with the arrival of danger is never unexpected.

Are there other benefits I get from the vehicle insurance?

Basically, insurance companies will not harm the insured. It's just another benefit of car insurance can not be viewed as financially, but more on the moral advantage which the insured feel more secure and calm with a guarantee of insurance for any unexpected disaster coming.

How many types of car insurance?

Vehicle insurance consists of:

1. Comprehensive / All Risk guarantee losses due to collision, crash, upside down, slipping, evil deeds of others, lost vehicles, fires, floods, riots, civil commotion, loss of additional equipment, etc..
2. Total Loss Only (TLO) to ensure loss resulting from the total burnt, lost, crash with minimum damage 75% of the price of the vehicle.

How do I pay insurance?

Payment can be done in 3 ways:

1. Direct transfer to the account of the relevant insurance company.
2. Cash/credit card to the cashier in the office of the insurance company.

Risk insurance is not guaranteed?

Motor vehicle insurance does not guarantee loss or damage caused by:

(Note: Some companies provide different rules)   

• Loss of profits / income
• As a result of evil deeds insured, husband / wife / son / brother, someone who's knowledge / permission of the insured, those who worked on the insured
• As a result of attractive / pushing other vehicles, pulling trailers, learn to drive, rally, crime, excess load, run by people who are affected by alcohol, embezzlement
• Wear and tear on the vehicle materials, corrosion
• War
• Reactions / nuclear radiation
• As a result of insects or small animals
• Driven on the street illegal / road closed
• The driver does not have a valid driver's license
• Skills used in competition
• Vehicles running in disrepair / not suitable road