First of all, if you are a resident of Arkansas and you have been denied health insurance because of a pre-existing condition or if you have been quoted an outrageous price for health insurance because of a pre-existing condition, then you may qualify for a state-sponsored program known a CHIP - the Comprehensive Health Insurance Pool.
Part of your health insurance premium will be based on your Body Mass Index, or BMI, which is a fancy way of saying that overweight people pay more for health insurance. Having a career than is considered dangerous will also increase your monthly health insurance premium.
If you increase your copay from 25% to 50% you can greatly reduce your monthly health insurance premium. Some people purchase health insurance policies with a super-high deductible of $2,000 or even $3,000.
How to Compare Low Cost Health Insurance in Arkansas
Did you know that over 50% of all people living in Arkansas report that their health insurance premiums are a severe financial burden? If you have been denied health insurance because you have a pre-existing condition or if you have a medical condition which makes your insurance overly expensive, the state of Arkansas has a special insurance program known as CHIP, or the Comprehensive Health Insurance Pool.
Fortunately there are several things we can do to keep the cost of health insurance affordable.
If you can afford to increase your copay from 25% to 50% you will greatly reduce the cost of your health insurance. Smoking will also cause your health insurance premiums to skyrocket. If you smoke - stop. If you are overweight you are going to pay more for health insurance. No site compares more than a small handful of companies.
Good luck - and good health!
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